I am a techy guy with two security software installed on my system.
And Im also well aware of cybersecurity.
Yet, my credit card information was stolen.
I realized it when I received a transaction declined alert because I had set a limit on the card.
Setting transaction limit saved my money.
Now, you’re free to imagine how easy it is to target anyone for the hackers.
According to a reportcybercrime is projected to cost the world $10.5 trillion annually by 2025.
It shows that Cybersecurity is important for everyone.
Before going further lets start that who are at risk?
But it is not true.
Attackers are increasingly focusing on individuals like you and me.
Because they know that we often lack of cyber security.
No one is safe, everyone is a target.
Before you fall victim to cybercrime, be aware and stay safe.
What these cybercriminals want and why they are doing so?
Lets find out some common methods how they trap a person.
Always hover over links before clicking them to see where they actually lead.
If the link looks suspicious or doesnt match the official websites domain, dont click it.
Once ransomware has taken over your system, your options are limited.
When shopping online, always verify the websites URL.
Look for HTTPS (the padlock icon) in the internet tool.
It indicates that the site uses secure encryption.
Fraud calls
Ever received a call from Microsoft Support telling you that your setup has a virus?
Apart from this they can trap you in tax fraud, cybercrime fraud, porn fraud etc.
Once they have control, they can bypass two-factor authentication (2FA) on many of your accounts.
They can use this for scams and misinformation campaigns.
There are growing concerns that deepfakes could soon be used to impersonate people.
It can make harder to verify who youre communicating with online.
Card skimming
Card skimming happens both online and offline.
In physical stores, hackers install devices on ATMs or card readers that steal your credit card information.
Online, this can happen throughfake e-commerce sitesor compromised online payment forms.
List is not limited to above, it is a long list.
Now the question is how to prevent these attacks?
Prevent Cyber Attacks Through Cybersecurity Awareness
First lets understand what is cyber security?
What is cybersecurity?
Buteffective cyber securityisnt just about installing the right tools.
its also about developing good habits and staying updated about evolving threats.
Now, Lets find out how we can prevent cyber attacks by using cybersecurity software and developing good habits.
Lets first find out about cybersecurity software.
Use cybersecurity software
Cyber security software can help you to prevent cyber attacks to a great extent.
Some of the essential security software that a home user can also afford.
Antivirus software
Probably everyone know about antivirus software.
Antivirus software provide protection against various kind of cyber threats like Malware, Trojan, Spyware etc.
My personal recommendation is to purchase an antivirus security suite.
Here is aguide to find the best antivirus software.
This is especially important when using public Wi-Fi networks.Know more about VPN.
Choose the best VPN service
3.
They can also help you recover from identity theft by guiding you through the process of securing your accounts.
Best Identity Protection Services
Relying on software alone isnt enough.
Having the right tools is just part of the equation.
Good cyber security also requires awareness and smart habits.
Heres how you’re free to develop those habits.
I follow a few tech news sites and cybersecurity blogs that regularly post about new types of attacks.
The more you know, the better prepared youll be.
Regular backups are non-negotiable
I learned this the hard way when I lost some valuable personal documents.
Now, I confirm to back up my data regularly, both to cloud storage and external drives.
Learnhow to take backup in WindowsandMac.
Though there are some manual methods but we recommend to use a method which sync your backup automatically.
Ensure your backups are encrypted and stored in a secure location.Norton antivirusprovide cloud backup service with its subscription.
Best backup software
Cybersecurity good practices
1.
Use strong password and enable multi factor authentication.
Weak passwordsare responsible for a large share of cyberattacks.
In fact81% of data breachesoccur due to weak or stolen passwords.
For more information on creating and managing strong password visit our in-depthguide for password security.
Avoid phishing
According to theIC3 2023 report, phishing remains the most common form of cybercrime.
Phishing is no longer limited to poorly written emails but phishing attempts are more sophisticated these days.
They often mimics trusted organizations like your bank or employer.
Beware of Investment and Cryptocurrency Scams
One of the most concerning trends in 2023 was the explosion ininvestment fraud.
Which caused$3.31 billion in losses.
A large chunk of these scams revolved around cryptocurrency investments to trap victim for high returns..
Learn more about the latest investment fraud trends in our article onHow to Avoid Investment Scams and Cryptocurrency Frauds.
In 2023, the IC3 reported that although ransomware complaints declined slightly, the financial impact remains significant.
Secure Your Wi-Fi data pipe
Your home Wi-Fi data pipe is often the gateway to your personal information.
Unfortunately,25% of attackson home networks stem from default or weak router passwords.
Learn more about securing your home online grid in our detailed post onHow to Protect Your Wi-Fi from Hackers.
For more on preventing BEC attacks, explore our resource:Protect Your Business from BEC Scams.
Monitoring your accounts regularly is one of the best defenses against these types of attacks.
For more in-depth strategies on protecting your finances, seeHow to Protect Your Personal Information and Finances.
Role of cyber insurance in cybersecurity?
Cyber insurance cant prevent the cyber attacks but in can help in recovery.
Many regular insurance companies are already offering such kind of insurances.
Even some antivirus companies are bundling insurance cover with their comprehensive security suite.
Antivirus software with cyber insurance cover
Conclusion
Cyber security is everyones responsibility.
From understanding common attack types like phishing and ransomware to using practical tools like antivirus software and VPNs.
Staying safe in the digital world requires awareness and proactive measures.
In todays connected world, staying safe online is as crucial as locking your door at night.
Start implementing these tips now, and youll be much better prepared to navigate the digital landscape securely.
In the end, a modern antivirus software is recommended to prevent cyber attacks.
Here is ourtop pick of the best antivirus suite.
